Medical Bill Review
Decode your medical bill.
Secure, AI-powered analysis flags errors, overcharges, and billing code mismatches. Plain-language report delivered in two business days.
Review Your BillThe Problem
Medical Bills Are Designed to Confuse You
Up to 80% of medical bills contain errors. The average American cannot decode CPT codes, modifier flags, or balance billing. Traditional billing advocates charge 25–35% of savings found — on a $10,000 bill with $3,000 in errors, that is $750–$1,050 just to find out you were overcharged.
Most people just pay and hope for the best. BillCheck exists so you do not have to.
What You Get
Every Review Includes
AI-Powered Analysis
Line-by-line review of every charge, code, and modifier on your bill.
Error Detection
Duplicate charges, unbundling, upcoding, balance billing violations, and math errors flagged automatically.
Plain-English Report
No jargon. Every finding explained in language you can actually understand.
Billing Code Verification
CPT, HCPCS, and ICD codes checked against standard pricing and bundling rules.
Dispute Letter Templates
Pro only — ready-to-send letters to your provider and insurance company, customized to your specific errors.
7-Day Auto-Delete
Your files are encrypted, accessed only for analysis, and permanently deleted 7 days after your report is sent.
Pricing
Flat-fee pricing. No surprises.
Basic Review
$49
- Line-by-line bill breakdown
- Billing code verification
- Overcharge and error flagging
- Plain-language PDF report
- Delivered in 2 business days
Pro Review
$149
Everything in Basic, plus:
- Ready-to-send dispute letter (provider)
- Ready-to-send dispute letter (insurer)
- Prioritized action steps
- Appeal guidance and next steps
How It Works
Three steps. Two business days.
1. Purchase
Choose Basic or Pro. Complete checkout via Stripe. You'll receive a Payment ID and a secure upload link by email.
2. Upload
Upload your medical bill and Explanation of Benefits (EOB) through our secure portal. Files are encrypted and stored in a secure, compliant database with auto-delete after 7 days.
3. Review
Receive a plain-language PDF report by email within two business days. Pro tier includes ready-to-send dispute letters.
Clean bill? You'll get peace-of-mind confirmation that everything checks out.
Trust & Security
Your data is handled with care.
BillCheck is built by Lonia AI — a company founded on three pillars: accessibility, compliance, and security. Every workflow reflects those commitments.
Compliance
All uploaded files are processed through HIPAA-aware workflows with full audit trails. AI-generated content includes provenance tracking.
Security
Files are stored in Supabase with encryption at rest and in transit. Documents auto-delete after 7 days. We never store passwords — authentication is OAuth-only.
Accessibility
This site and all Lonia AI products meet WCAG 2.2 Level AA and Section 508 standards. Accessibility is a foundational requirement, not a retrofit.
Common Questions
Frequently asked questions
What files do I need to upload?
Your medical bill and your Explanation of Benefits (EOB) from your insurance company. Both are needed for a thorough analysis.
How long does the review take?
Reports are delivered by email within two business days of receiving your uploaded documents.
What happens to my files after the review?
All uploaded documents are automatically deleted from our servers after 7 days. We retain only a minimal record (date, issue count, report summary) for liability purposes.
What's the difference between Basic and Pro?
Basic gives you a full bill breakdown with error flagging and a plain-language report. Pro adds ready-to-send dispute letters for both your provider and insurer, plus prioritized action steps.
Is my data secure?
Yes. Files are encrypted at rest and in transit via Supabase. We use OAuth-only authentication, never store passwords, and auto-delete documents after 7 days.
What if my bill has no errors?
You'll receive a confirmation report verifying everything checks out. Think of it as a second opinion — peace of mind has value.
How is BillCheck different from Themis?
BillCheck is a done-for-you review service — you upload, we analyze, you get a report. Themis is a self-service SaaS platform where you reconcile bills yourself on an ongoing basis. Different tools for different needs.
Ready to Decode Your Bill?
Flat fee. Plain English. No percentage cuts.